This post contains affiliate links. If you make a purchase, I receive a small commission at no extra cost to you. You can read my full disclaimer here.   Have you ever found yourself in a place financially where you’re just terrified? Your next paycheck is still days away and your bank account is slowly creeping its way down to zero.  You work hard, but nothing seems to change. You feel like you’ll never get ahead. I’ve been there too. My Getting-Into-Debt Story I got married at 22, just out of college. While we were very happy and worked hard at full-time jobs, we were also naive about money. We bought…

This post contains affiliate links. If you make a purchase, I receive a small commission at no extra cost to you. You can read my full disclaimer here. Thank you for your support! When you’re a mom, sometimes working seems like a lose-lose situation. You lose time with your kids and you lose money from your paycheck to childcare. And if you have more than one child, forget it. Daycare costs force many otherwise career-driven women to stay home because it doesn’t feel like it’s worth it to work. But what if we have goals like getting out of debt or saving money for our kids’ college? It can be hard to…